Private capital up to $10M for fix & flip, DSCR, ground-up construction, and mobile home park & RV community deals. Non-owner occupied only. No red tape. No games. Just capital.
Non-owner occupied only. Every program below routes to a page built around that exact deal type — not a generic form.
Purchase and rehab financing to acquire, renovate, and resell — no monthly payments during rehab, term sheets same day.
Qualify on the property's rental income — not your tax returns. Built for investors scaling a portfolio.
Lot acquisition through certificate of occupancy — for single-family builds and commercial multifamily projects.
Acquisition and value-add financing for manufactured housing communities and RV parks — priced off pad income and occupancy.
Acquisition and value-add financing for duplexes, triplexes, and fourplexes, priced for investment return profiles.
Deal above $5M? GAC also structures institutional capital — senior debt through LP equity.
See institutional capital →Financing a business, not just real estate? GAC also structures SBA 7(a) & 504 loans — nationwide.
See SBA loan terms →Property address, loan program, amount, and any supporting documents — OM, proforma, or rehab budget. Takes about four minutes.
Most private-capital term sheets go out the same day we receive your supporting documents. No multi-week bank queue.
We structure around your project timeline — not a rigid bank template — so funding lands when your deal needs it.
No. All programs are strictly non-owner occupied. GAC Capital Advisors does not finance primary residences under any program.
Most private-capital term sheets are issued the same day we receive your supporting documents — property details, budget, and basic investor information.
Yes — priced off pad income and occupancy rather than a single-family comp. Both stabilized and value-add/reposition deals are welcome.
Hard-to-place deals are a specialty, not an exception. Bring us the deal and the reason it stalled; we'll tell you directly whether there's a path forward.
Up to 100% loan-to-cost is available to qualified investors — but you need to qualify for all three pieces together: 100% purchase, 100% rehab, and reserves. Subject to experience, credit, and deal criteria. Contact us to determine eligibility for your specific deal.
Yes, through our institutional capital practice — senior debt, mezzanine, preferred equity, and LP/Co-GP structuring for deals from $5M to $100M+.
A member of our team reviews every submission within one business day. For private capital, most term sheets go out the same day.