Acquisition and value-add loans for mobile home parks and RV communities — priced off pad income and occupancy, structured for investors acquiring or repositioning undermanaged parks.
Mobile home parks and RV communities perform differently than a duplex or a fourplex — pad turnover, seasonal RV occupancy, and lot-lease structures all matter. We underwrite the way the asset actually operates.
Loans priced off in-place pad rents and occupancy trend — not a generic single-family comp that doesn't reflect how a park performs.
Purchase financing for stabilized parks and value-add capital for repositioning undermanaged communities — infrastructure, pad expansion, and unit upgrades.
Send the rent roll and occupancy numbers — most term sheets are issued the same day we receive your documents.
Park or community address, pad/lot count, current occupancy, in-place lot rents, and any planned improvements or expansion.
Priced off pad income and occupancy trend — most term sheets go out the same day we receive your numbers.
For value-add deals, funding is structured around your improvement plan and draw schedule, not a fixed disbursement calendar.
Yes — this program covers manufactured housing communities and RV parks, non-owner occupied investor deals only.
Turnaround and value-add deals are a specialty here. We evaluate the occupancy trend and your reposition plan, not just a trailing snapshot — bring us the deal even if it's underperforming today.
Land-lease communities (tenant-owned homes) are the most common structure we finance. If you're acquiring a portfolio that includes park-owned homes, send the details and we'll tell you how it's structured.
Yes — value-add capital can be structured to include utility upgrades, road work, and pad-count expansion as part of the loan, not a separate draw.
Send the rent roll and occupancy numbers — most term sheets go out the same day.